Real Estate Owned Appraisal in Moca CountyThere are unique appraisal challenges for a property in foreclosure or one that has gone back to the lender's control.For a home in foreclosure, you need to recognize the difference between market value and a "quick disposition" assessment to know your probable charge-off liability. We can provide both snapshots of market value for our mortgage originating clients, as well as "quick sale" forecasts that understand your time constraints.
Owners of homes in foreclosure can present specific challenges: They might be opposed to allowing the appraiser access to the house. If they deserted the house already, they could have ignored the care of the home for quite awhile - or even worse, ransacked the house.
For real estate that has already changed to REO, you most likely will want to get rid of it quickly. Regardless, you'll still want to consider three ways of determining the value of the subject property: |